יא הַנּוֹשֵׂא אִשָּׁה סְתָם, כּוֹתֵב לְפִי הַמִּנְהָג. וְכֵן הִיא שֶׁפָּסְקָה לְהַכְנִיס, נוֹתֶנֶת כְּפִי מִנְהַג הַמְּדִינָה. הַגָּה: וּמַה שֶּׁהָאִשָּׁה מַכְנֶסֶת לְבַעֲלָהּ, הֵן מָעוֹת הֵן בְּגָדִים, וּמְקַבְּלָן עָלָיו וְהֵן בְּאַחֲרָיוּתוֹ, נִקְרָא "נְדוּנְיָא" בְּכָל מָקוֹם, וְאֵינָהּ נִגְבֵּית אֶלָּא עִם הַכְּתֻבָּה; אֲבָל לִשְׁאָר דְּבָרִים אֵין דִּינוֹ כִּכְתֻבָּה, וּכְמוֹ שֶׁיִּתְבָּאֵר לְקַמָּן. וְיֵשׁ מְקוֹמוֹת שֶׁהֶחָתָן מוֹסִיף לָהּ בִּנְדוּנְיָתָא, וְכוֹתֵב יוֹתֵר מִמַּה שֶּׁקִּבֵּל, וְהוֹלְכִין בָּזֶה אַחַר הַמִּנְהָג (כָּל הַנַּ"ל בַּטּוּר). וּמִן הַסְּתָם אַחֲרָיוּת הַנְּדוּנְיָא עָלָיו כְּנִכְסֵי צֹאן בַּרְזֶל, אֲבָל אִם יִרְצֶה לְהַנִּיחַ לָהּ בִּרְשׁוּתָהּ וְשֶׁלֹּא לְקַבֵּל אַחֲרָיוּת עֲלֵיהֶם, הָרְשׁוּת בְּיָדוֹ. וְעַיֵּן לְקַמָּן רֵישׁ סִימָן צ"ג וְק' עוֹד מֵאֵלּוּ הַדִּינִים. כְּשֶׁהָאָב קַיָּם וּמַשִּׂיא בִּתּוֹ, כּוֹתְבִים: "וְדֵין הַנְדוּנְיָא דְּהַנְעַלַת לֵהּ מִבֵּי אֲבוּהָ"; וּכְשֶׁאֵין הָאָב קַיָּם, כּוֹתְבִים: "מִבֵּי נָשָׁא" (מָרְדְּכַי פֶּרֶק ב"מ בְּשֵׁם רַבֵּנוּ תָּם). מִיהוּ, אִם שִׁנָּה, לֵית לָן בָּהּ (תְּשׁוּבַת רַ"שׁ מִשַּׁנְץ). בִּכְתֻבַּת גְּרוּשָׁה כּוֹתְבִין: מְתַרְכְתָא, כְּדֵי שֶׁיֵּדְעוּ שֶׁהִיא גְּרוּשָׁה וַאֲסוּרָה לְכֹהֲנִים (פִּסְקֵי מהרא"י סִימָן צ'). וּכְשֶׁבָּאָה לִגְבּוֹת כְּתֻבָּתָהּ, מַגְבִּין לָהּ מַה שֶׁבִּכְתֻבָּתָהּ לְפִי מִנְהַג הַמְּדִינָה. הַגָּה: וְאִם הִיא אוֹמֶרֶת שֶׁהוֹסִיף לָהּ יוֹתֵר מִן הַמִּנְהָג, צְרִיכָה לְהָבִיא רְאָיָה לִדְבָרֶיהָ; אֲבָל אִם יֵשׁ בְּיָדָהּ שְׁטָר כְּתֻבָּה שֶׁאֵינוֹ מְקֻיָּם, אוֹ שֶׁאֶחָד מִן הָעֵדִים הוּא פָּסוּל, אַף עַל פִּי שֶׁמַּרְאָה הַתְּנָאִים שֶׁבֵּינֵיהֶם שֶׁהֻצְרַךְ לְהוֹסִיף לָהּ, אֵינָהּ גּוֹבֵאת אֶלָּא כַּמִּנְהָג (פִּסְקֵי מהרא"י סִימָן פ"ט). וְעַיֵּן לְקַמָּן סִימָן ק' סָעִיף ל'. וּבְכָל אֵלּוּ הַדְּבָרִים וְכַיּוֹצֵא בָּהֶן, מִנְהַג הַמְּדִינָה הוּא עִקָּר, וְעַל פִּיו דָּנִין, וְהוּא שֶׁיִּהְיֶה אוֹתוֹ הַמִּנְהָג פָּשׁוּט בְּכָל הַמְּדִינָה. הַגָּה: מִיהוּ, אִם רוֹצֶה לְהַתְנוֹת וְלִפְחֹת לְאִשְׁתּוֹ מִן הַמִּנְהָג, הָרְשׁוּת בְּיָדוֹ (מַהֲרִי"ל סִימָן ע"ו), וּבִלְבַד שֶׁלֹּא יִפְחֹת מִמַּה שֶּׁתִּקְּנוּ רַבָּנָן. וְנִרְאֶה לִי, דַּוְקָא שֶׁהִתְנָה כֵּן בְּשָׁעָה שֶׁעָשָׂה הַשִּׁדּוּכִים, אֲבָל אִם עָשׂוּ שִׁדּוּכִים סְתָם, וְשִׁעְבְּדוּ עַצְמָן בִּקְנָסוֹת, צָרִיךְ לִכְתֹּב לְפִי הַמִּנְהָג וְלֹא יוּכַל לְשַׁנּוֹת (דִּבְרֵי הָרַב, וְכֵן מַשְׁמַע בַּמַּהֲרִי"ל). וְיֵשׁ מְקוֹמוֹת שֶׁנּוֹהֲגִים לִכְתֹּב כָּל הַכְּתֻבּוֹת בְּשָׁוֶה, אֲפִלּוּ לֹא הִכְנִיסָה לוֹ כְּלוּם, וְאִם יִרְצֶה מוֹסִיף לָהּ, וְאִם יִרְצֶה לִפְחֹת לָהּ הִיא כּוֹתֶבֶת לוֹ: כָּךְ וְכָךְ קִבַּלְתִּי עַל כְּתֻבָּתִי; וְכֵן נוֹהֲגִין בִּמְדִינוֹת אֵלּוּ:
11 If one married a woman without specific conditions, he should write the Ketubah according to common practice. Similarly, if she designated funds for the wedding, she should give according to the local practice. Rema: Whatever a woman brings [into the marriage] for her husband, whether it is currency or textiles, if he assumes responsibility for these items they are called a 'dowry' in every context, and they can only be collected with the Ketubah. Other items, however, are not treated similarly to the Ketubah, as is explained later. In some places the groom may add to the Ketubah and write [an amount] greater than that which he received. In such cases we follow local practice. The standard rule is that the level of responsibility assumed over the dowry is that of 'iron sheep property' (i.e., the husband must return the principal in full), but if he wishes to leave the property rights with his wife and to not assume responsibility for it, he may do so. See (beginning of Shulchan Arukh, Even HaEzer 93 and Shulchan Arukh, Even HaEzer 100 for more on this subject). When the father is alove and marries off his daughter, we write, "this is the dowry that has been bestowed with her from her father's house"; if the father is not alive, we write, "from the house of marriage." Sill, if they change it, it is not an issue. In the Ketubah of a divorcee we write, "divorce" so that we know that she is a divorcee and may not marry a Kohen. When the time comes for her to collect the Ketubah, we collect whatever amount is customary in that place. Rema: If she says that [her husband] added more than the standard practice, she must provide proof for her claim. If, however, she produces a Ketubah contract that has not been properly verified, or if one of the signatories is not qualified to testify, even though she shows us the pre-marital contract that committed him to adding to the Ketubah, she is only entitled to collect according to the standard practice. See (Shulchan Arukh, Even HaEzer 100:30). In all these matters and those similar to them, the primary determinant is the local practice, and on that basis we form our judgement, provided that the practice is poplar throughout the region. Rema: Nevertheless, if he wishes to create a condition with his wife that [obligates him] in less than the standard practice, he may do so, provided that he does not go below the amount that was prescribed by the Sages. It seems to me that it is necessary for him to set the condition at the time of engagement. If, however, they engage without specifying, and they obligated themselves in [the usual] financial penalties, he must write [the Ketubah] according the standard practice and he has no right to change it. In some places the local practice is to write every Ketubah identically, even if she brings nothing into the marriage, and if he wishes, he may add something, and if he wishes to reduce the amount, she must write to him, "I have already received such-and-such amount from my Ketubah." This is the practice in our countries.